Wednesday, August 22, 2012

Sainsbury's pairs up with Rovi for video service, stays ahead of the techie curve

SSB

Beloved UK supermarket Sainsbury's is making a big push into digital media, after snapping up e-book retailer Anobii and music company Global Media Vault, it's now partnering with Rovi for a digital video service. Launching later in the year, it'll offer video-on-demand and downloadable copies of "major" film and TV titles, available the same time the discs are available in store. It'll initially be limited to computers, before rolling out to Smart TVs, connected Blu-Ray players, smartphones and consoles. The only question we have is if we'll be able to collect Nectar Points on our purchases -- if so, we're sold.

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Video: Playing the waiting game

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Source: http://nbcsports.msnbc.com/id/21134540/vp/48731884#48731884

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Buying or Leasing a Car Before Applying for a Mortgage Loan ...

Be Cautious When Buying a New Car Before Applying for a Mortgage

It is quite often the case, where a prospective new Seattle homeowner also decides to purchase a new car before buying a home. I have worked with several Seattle area home buyers recently who needed to purchase a car before moving to Washington state. I always caution home buyers about the potential pitfalls of buying a new car where it concerns their credit and debt to income ratios. Surprising to most, there can also be a hazards when paying off a car loan before applying for a mortgage.

There's plenty of online material to help you choose your optimal path, but this 3-minute piece from NBC's The Today Show serves as an excellent summary. In it, you'll learn about the basics of leasing a car, and for whom leasing can be a great fit.?You'll also hear reasons to avoid a lease completely.

The Today Show interview makes all of the following points :

  • Leasing allows you to drive a car that may not be affordable otherwise
  • Leasing puts you in a new car, with the newest safety features and gadgets, every few years
  • Buying a car means that you have no mileage limits, and can sell the car when you wish

So... Should You Lease a ?New Car or Buy One?

Even if you do not plan to purchase a home for a while and you are looking to get a new car, you may still wish to consider the impact of buying a car, verus leasing. Like most financial questions, the answer depends on your particular situation. For some people, leasing a car presents distinct economic advantages. For others, buying a car is the way to go, and many people prefer the advantages of true ownership and control.

For many people buying a car is preferable to leasing one, with the primary exception being those people who can claim their car or truck as a tax deduction. Be sure to check with your tax advisor or accountant if you plan to lease a car for tax reasons.

Buying Vs. Leasing and Debt to Income Ratios

For those who are presently looking to purchase a home -- leasing a car may invite mortgage loan approval trouble. This is because a car lease payment is assumed by a mortgage loan underwriter to be a perpetual debt; one that never goes down or is paid in full. When a lease is complete, it must be replaced with a new lease, and so on.?Therefore, no matter how many payments remain in a lease, mortgage applicants must use the full car lease payment for purposes of a mortgage approval.

In contrast, for people who are owners of their automobiles, those car payments are only added to debt to income ratios if more than 10 car payments remain until the car's loan is paid-in-full. For homeowners and buyers, this can improve debt-to-income ratios and support a higher purchase price on a home, which is especially important in our area, where home prices are significantly higher than the national average.

Either way, particularly if you are a year or less away from purchasing a new home in Seattle, be sure to discuss your financial situation with a strong mortgage lender. Everyone's situation is different, and it's important the loan officer you are working with has an interest in setting you on the right path to home ownership.

Source: http://www.realfx.com/buy-or-lease-a-car-when-applying-for-a-home-mortgage-loan/

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Tuesday, August 21, 2012

Name Badges: How Name Badges Boost Your Business

Many things in the world have changed especially traditions and technology. But there is one thing that will never change whatever the case. People will always look out for quality services and goods and go for them at whatever the cost. It is well known that name badges are primarily used to show the identity of the employee. But with time, these same name badges, with a little modification can now show many things. This is such that if one uses just a simple badge, the clients might be left wondering of the nature of their services. Wise business people should be willing to spend a little more cash in modifying the name tags as they will help a lot in marketing the brand. The best types of badges available in the market today that one would be advised to go for are the magnetic name badges. They are attractive and long lasting. This would not only enhance the marketing of the business but also help in reducing the cost of production. This is because once you get some made; it will actually take you time to go back for more. They are also unique thus making the memorable.

21 August 2012 | Reference and Education

Source: http://www.apodimosstudents.com/reference-and-education/name-badges-how-name-badges-boost-your-business/

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Monday, August 20, 2012

Cool Design and gadgets Lastest news*: Health and fitness experts ...

Raspberries
, they are a super fruit and it seems like they are more super than we ever thought possible. Recently in the USA Raspberries were put in the spotlight when it has been reported that raspberry ketones was a miracle for weight loss.

Of course, sometimes daytime TV can be a little over enthusiastic about new weight loss concepts products and ideas but Raspberry Ketones have had a lot of research done in the lab and the findings are quite amazing.

According to two recent studies, researchers found that the organic compound found in raspberry have the ability to increase the speed with which the body burns stored fat, and at the same time, reduce the amount of fat the body absorbs during digestion. This twin pronged attack to fat makes this a highly interesting concept and got the scientists attention.

Under laboratory conditions, mice received heavy fat diets in an aim to intentionally cause weight gain and these mice were divided into two groups. One group received a small daily dose of raspberry ketone and the other received nothing other than the high fat diet. The result was that the mice with the raspberry ketone gained significantly less body fat.

Ok, so that was a start and seeing the potential, the scientists looked more closely at how ketones in raspberries might work. With further research and experimentation they identified two separate functions. First raspberry ketone enzymes seemed to split the fat molecules, allowing the fat to be released from cells by the body and to be burned faster. That alone would help with a reduction in the retention of fat but also they discovered that the ketones also seemed to decrease the body's absorption of dietary fats.

Health and fitness experts said their clients have seen the weight loss increased since using Raspberry Ketones, add this to the scientific data and it makes for some compelling reading.

These compounds from the raspberry seem to work and it is something that unusually the experts agree on and since that is rare in itself suddenly these natural compounds are becoming highly sought after, as they do seem to work and interestingly it is the ketones in raspberries that give the fruit their amazing and unique aroma.

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Researchers make quantum processor capable of factoring a composite number into prime factors

ScienceDaily (Aug. 19, 2012) ? Computing prime factors may sound like an elementary math problem, but try it with a large number, say one that contains more than 600 digits, and the task becomes enormously challenging and impossibly time-consuming. Now, a group of researchers at UC Santa Barbara has designed and fabricated a quantum processor capable of factoring a composite number -- in this case the number 15 -- into its constituent prime factors, 3 and 5.

Although modest compared to a 600-digit number, the achievement represents a milestone on the road map to building a quantum computer capable of factoring much larger numbers, with significant implications for cryptography and cybersecurity. The results are published in the advance online issue of the journal Nature Physics.

"Fifteen is a small number, but what's important is we've shown that we can run a version of Peter Shor's prime factoring algorithm on a solid state quantum processor. This is really exciting and has never been done before," said Erik Lucero, the paper's lead author. Now a postdoctoral researcher in experimental quantum computing at IBM, Lucero was a doctoral student in physics at UCSB when the research was conducted and the paper was written.

"What is important is that the concepts used in factoring this small number remain the same when factoring much larger numbers," said Andrew Cleland, a professor of physics at UCSB and a collaborator on the experiment. "We just need to scale up the size of this processor to something much larger. This won't be easy, but the path forward is clear."

Practical applications motivated the research, according to Lucero, who explained that factoring very large numbers is at the heart of cybersecurity protocols, such as the most common form of encoding, known as RSA encryption. "Anytime you send a secure transmission -- like your credit card information -- you are relying on security that is based on the fact that it's really hard to find the prime factors of large numbers," he said. Using a classical computer and the best-known classical algorithm, factoring something like RSA Laboratory's largest published number -- which contains over 600 decimal digits -- would take longer than the age of the universe, he continued.

A quantum computer could reduce this wait time to a few tens of minutes. "A quantum computer can solve this problem faster than a classical computer by about 15 orders of magnitude," said Lucero. "This has widespread effect. A quantum computer will be a game changer in a lot of ways, and certainly with respect to computer security."

So, if quantum computing makes RSA encryption no longer secure, what will replace it? The answer, Lucero said, is quantum cryptography. "It's not only harder to break, but it allows you to know if someone has been eavesdropping, or listening in on your transmission. Imagine someone wiretapping your phone, but now, every time that person tries to listen in on your conversation, the audio gets jumbled. With quantum cryptography, if someone tries to extract information, it changes the system, and both the transmitter and the receiver are aware of it."

To conduct the research, Lucero and his colleagues designed and fabricated a quantum processor to map the problem of factoring the number 15 onto a purpose-built superconducting quantum circuit. "We chose the number 15 because it is the smallest composite number that satisfies the conditions appropriate to test Shor's algorithm -- it is a product of two prime numbers, and it's not even," he explained.

The quantum processor was implemented using a quantum circuit composed of four superconducting phase qubits -- the quantum equivalents of transistors -- and five microwave resonators. The complexity of operating these nine quantum elements required building a control system that allows for precise operation and a significant degree of automation -- a prototype that will facilitate scaling up to larger and more complex circuits. The research represents a significant step toward a scalable quantum architecture while meeting a benchmark for quantum computation, as well as having historical relevance for quantum information and cryptography.

"After repeating the experiment 150,000 times, we showed that our quantum processor got the right answer just under half the time" Lucero said. "The best we can expect from Shor's algorithm is to get the right answer exactly 50 percent of the time, so our results were essentially what we'd expect theoretically."

The next step, according to Lucero, is to increase the quantum coherence times and go from nine quantum elements to hundreds, then thousands, and on to millions. "Now that we know 15=3x5, we can start thinking about how to factor larger -- dare I say -- more practical numbers," he said.

Other UCSB researchers participating in the study include John Martinis, professor of physics; Rami Barends, Yu Chen, Matteo Mariantoni, and Y. Yin, postdoctoral fellows in physics; and physics graduate students Julian Kelly, Anthony Megrant, Peter O'Malley, Daniel Sank, Amit Vainsencher, Jim Wenner, and Ted White.

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Story Source:

The above story is reprinted from materials provided by University of California - Santa Barbara, via EurekAlert!, a service of AAAS.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Erik Lucero, R. Barends, Y. Chen, J. Kelly, M. Mariantoni, A. Megrant, P. O?Malley, D. Sank, A. Vainsencher, J. Wenner, T. White, Y. Yin, A. N. Cleland & John M. Martinis. Computing prime factors with a Josephson phase qubit quantum processor. Nature Physics, 19 August 2012 DOI: 10.1038/nphys2385

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/2CKmK3wBL6g/120819153743.htm

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Sunday, August 19, 2012

Burner (for iPhone)

By Sara Yin

Cops, drug dealers, or people in my category?diehard fans of the hit TV show The Wire?will be familiar with the term "burner." Burners are cheap, prepaid phones often used to arrange drug sales and similar crimes, and are then "burned" or disposed of immediately to avoid police wiretaps and tracers.

Similarly, the Burner iPhone app, starting at $1.99 for one phone number, assigns a disposable phone numbers that you can instantly trash when you're done. It still runs calls and texts over your existing mobile network, so Burner won't actually help you hide from law enforcement, but it will mask your real number from your average creeper in places like Craigslist and online dating sites.

How Does Burner Work?
Burner buys phone numbers from Twilio, a startup that makes an API for voice communications. All Burner does is bridge your existing number and cell phone service to the assigned number. I asked CEO Greg Cohn of Ad Hoc Labs, which made the app, how quickly numbers get recycled, and he said the company is still in the process of figuring that out. At press time, about week after the app was released, Burner hadn't recycled any numbers yet.?

The calls and texts from your burner number still run over your own, unencrypted mobile network. Privacy-conscious folks would do better to turn to encrypted texting and calling apps like TrustCall and Gliph (neither of which have been reviewed by PCMag).?

As you can imagine, the possible uses for an anonymous number are endless. Burner's PR pitch includes innocent use-cases like going on online dating sites, Craigslist, job searches, Meetups, and social networking shoutouts. The less innocent can think of plenty more uses, but be aware that Burner's Terms of Agreement clearly state that you can't use the app to call 911 or for any illegal activities.

Let's Burn Something
Burner is incredibly easy to use. I set up my first burner by entering my real number into the app, then a confirmation code that was texted to me, and tapping a button. Burner let me customize my area code and then immediately generated a number, which I labeled "Craigslist."

Numbers are bought and extended with credits. A single burner costs three credits, or $1.99, and gives you 20 minutes of talk time to use over seven days. You can extend this number or add minutes by purchasing additional credits, with a tiered pricing model. At the moment, there's no limit to the number of Burner numbers you can have at a time (Cohn said some users have eight). Your Burner numbers are all stored in list form on your main screen, with a label, the number, and expiration date. It'd be helpful to receive some sort of reminder when your Burner number is about to expire so you can add credit as needed.

Missing Elements in Received Voice/Text
Once you have your Burner number, you can start texting and calling from within the app. It works smoothly. Your recipient will only see that it's from your Burner number, and performance is as good as dialing or texting with your actual number.

Receiving texts and calls is a different story. Caller ID never worked?I only saw my own Burner number as the originating number. I tried calling the number from several different lines and got the same result.

For received text messages I never received a notification, even though all texting notifications were turned on. The only way I knew I'd received a text sent to my Burner number was by entering the app itself.

Burner (for iPhone) is an innovative app that lets you buy disposable phone numbers, from which you can place calls and send SMSs through your own cell phone network. Tap a button to dispose, or burn, the number, immediately. It's a novel idea, and the closest thing I've seen to this is actually buying a prepaid cell phone and tossing it when you're done with the number. However, the app lacks a couple key features for those on the receiving end.?

For more iPhone Software, see:
??? Burner (for iPhone)
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??? Lemon Wallet (for iPhone)
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?? more

Source: http://feedproxy.google.com/~r/ziffdavis/pcmag/~3/Uqp4CS0K2z4/0,2817,2408578,00.asp

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